Friday, March 23, 2012

Your insurance company may pick up your bill for your hairpiece purchase!



Did you know if you are someone who is dealing with alopecia, medical related balding or cancer related chemotherapy and/or radiation and need to wear a hair system, toupee, wig, or hairpiece, that your health insurance plan may cover the full cost.  You’ll be surprised to know that most insurance companies will cover between 80 - 100% of a “cranial prosthesis.”  Insurance companies are starting to realize the important role that cranial hair prosthesis plays in the life of someone suffering with the side effects of these medical conditions. 

Here are a few tips that may help you figure out if you can go through your insurance and be reimbursed for your new purchase.
- When filing your claim, be sure to refer to your hair system as a cranial hair prosthesis   
- Read over your policy and double check your coverage portion. 
  (Make sure your policy covers expenses for prosthesis or prosthetics)
- Request a prescription from your physician for your full or partial cranial prosthesis
- Check with your physician for details and referrals for proper specialists and procedures in the field
-Write a letter to your insurance company to clarify the necessity of your prosthesis
- Make sure you, your physician and your specialist fill out and sign all proper documents
- Be sure to keep personal copies of all your paperwork and invoices  

Good Luck & Good Looking!

David Hansen
www.davidhansen.com

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