Did you know if you are someone who is dealing with alopecia,
medical related balding or cancer related chemotherapy and/or radiation and
need to wear a hair system, toupee, wig, or hairpiece, that your health
insurance plan may cover the full cost.
You’ll be surprised to know that most insurance companies will cover between
80 - 100% of a “cranial prosthesis.”
Insurance companies are starting to realize the important role that
cranial hair prosthesis plays in the life of someone suffering with the side
effects of these medical conditions.
Here are a few tips that may help you figure out if you can
go through your insurance and be reimbursed for your new purchase.
- When filing your claim, be sure to refer to your hair
system as a cranial hair prosthesis
- Read over
your policy and double check your coverage portion.
(Make sure your policy covers expenses for
prosthesis or prosthetics)
- Request a prescription from your physician for your full
or partial cranial prosthesis
- Check with your physician for details and referrals for
proper specialists and procedures in the field
-Write a letter to your insurance company to clarify the
necessity of your prosthesis
- Make sure you, your physician and your specialist fill out
and sign all proper documents
- Be sure to keep personal copies of all your paperwork and
invoices
Good Luck & Good Looking!
David Hansen
www.davidhansen.com
No comments:
Post a Comment